Contact us if you wish to book a time to discuss products with Kane Woodward on 0275333444 or the office on 0800822122

Covers and Products we can advise on:

Life and Health Cover (Life type risk):


• Untimely death /Terminal Illness (Life Cover) (lump sum and/or monthly Income)
• Suffering specified serious illnesses or Specific Events (Trauma Cover) (Lump sum)
• Suffering a permanent disability (TPD – unable to work ever again cover) (Lump sum)
• Loss of income through sickness or disability (Income Protection – Loss of Earnings) (monthly Income)
• Needing timely hospital or specialist treatment (Medical Insurance)
• Cancer Cover (Lump Sum)
• Cancer Treatment and Investigation Cover
• Funeral Cover
• Redundancy Cover (monthly Income)
• Mortgage Protection Insurance and other debt protection
o Disability – Mortgage Repayment Cover – (monthly Income)
o TPD Cover – (Lump sum)
o Life Cover – (Lump sum)
o Trauma Cover – (Lump sum)
o Redundancy Cover – (monthly Income)


• Business disability products
• Debt protection cover (Death, trauma, total disablement), and disability cover.
• Business key person cover (Death, trauma, total disablement), and disability cover.
• Shareholder protection insurance i.e. Shareholder buy out covers through Death or TPD.
• Succession insurance i.e. farm or business succession through Death or TPD.
• Group insurance i.e. for businesses (Death, trauma, total disablement), disability, and medical cover.

Fire and General Cover:

Domestic Insurance

• House and Contents
• Rental Property Cover
• Landlord’s Liability
• Private Vehicle
o Vehicle Loss of Use
o Roadside Assistance
o Glass Glover
• Private Boat
• Move in New Zealand

• Jet Ski
• Trailer
• Motor bikes
• Classic/vintage vehicles
• Farm and Lifestyle Blocks
• Domestic Cyber
• Travel Insurance
• Construction Insurance
• Renovations Insurance

Commercial or Public Association

Common Covers 

• Business/commercial Vehicles
• Mobile Plant
• Material Damage – Buildings, contents/plant/equipment, stock
• Refrigerated Goods
• Customers / Suppliers goods not otherwise insured
• Machinery Breakdown Cover
• Business Interruption
o Loss of rents, loss of profits, additional costs
• Business Interruption due to loss to Mobile Plant
• Contract Works (domestic, commercial or civil works)
• Public and Products Liability
o Defective workmanship / property worked on cover
o LBP Coverage
• Statutory Liability
• Employer’s liability
• Carrier’s Liability
• Cargo Insurance
• Container liability

• Professional Indemnity
o Negligent Act, error, or omission
o Civil
• Cyber Cover and Liability
• Management Liability
o Directors and Officers
o Fidelity or Crime
o Internet Liability
o Defence Costs
o Employment disputes / employment practices liability
• Workplace accident
• Associations Liability
• Travel Insurance
• Consequential Loss
• Information Technology – Tech Liability, civil
• Bailees Liability (storage for reward)
• Product Recall – Special cover for food and beverage business.
• Boiler explosion

Specialist Covers 

• Design and certification Liability
• Asbestos Liability
• Environmental Liability
• Office Bearer’s Liability (Body Corporate Liability)
• Trustees Liability
• Liability for Medical Malpractice
• Trade Credit Insurance
• Lawsafe
• Terrorism
• Taxation Investigation

• Clinical Trials
• Defamation
• Multi Year Construction Risk
• Seedsmen’s Liability
• Structural Defects
• Contaminated Products
• Product Recall – Special i.e. food and beverage
• Event Cover


• Commercial Marine Hull
• Marine gear and Liability
• Ship repairer’s Liability / Marine repair
• Boat Builders’ Cover
• Private boat, jet boat, jet ski


• Aviation Hull and 3rd party liability
• Aviation, Aviation care, custody or control, and Aviation Liability
• Hangar keeper’s Liability

For Example

(Click on any of the follow insurances for more information)

Medical insurance / Private Medical cover

Life Insurance  and  Family Protection (Monthly life cover)

Total Permanent Disablement Cover

Trauma Cover

Income protection

Premium Wavier cover

Health Insurance

Mortgage Protection

Family Protection (Monthly life cover)

Home and Contents

Car, Boat

Rental Property Covers

Farm or lifestyle block Insurance

Business or Commercial Insurance

Public Liability, buildings, tools, vehicles, fleets, business interruption etc