Products

Contact us if you wish to book a time to discuss products with Kane Woodward on 0275333444 or the office on 0800822122

Covers and Products we can advise on:

• Personal Insurance
  • Life Insurance – Untimely death /Terminal Illness  (lump sum and/or monthly Income)
    • Trauma Cover Suffering specified serious illnesses or Specific Events (Lump sum)
    • Suffering a permanent disability – TPD – unable to work ever again cover – (Lump sum)
    • Loss of income through sickness or disability (Income Protection – Loss of Earnings) (monthly Income)
    • Medical Insurance – Needing timely hospital or specialist treatment
    • Cancer Cover (Lump Sum)
    • Cancer Treatment and Investigation Cover
    • Funeral Cover
    • Redundancy Cover (monthly Income)
    • Debt protection
    Mortgage Repayment Insurance- (monthly Income)
• Business
  • • Debt protection cover 
    • Business key person cover – Covering a key peroson for  (Death, trauma, total disablement), and disability covering to assist with providing a business with funds in thee event.
    • Shareholder protection insurance i.e. Shareholder buy out covers through Death or TPD.
    • Succession insurance i.e. farm or business succession through Death or TPD
  • Group insurance (Death, trauma, total disablement), disability, and medical
    cover.
• Domestic Fire and General 
  • House and Contents
    • Rental Property Cover
    • Landlord’s Liability
    • Private Vehicle
    o Vehicle Loss of Use
    o Roadside Assistance
    o Glass Glover
    • Private Boat
    • Move in New Zealand
    •Private boat, jet boat, jet ski 
    • Trailer
    • Motor bikes
    • Classic/vintage vehicles
    • Domestic Cyber
    • Travel Insurance
  • Lifestyle Blocks
    • Lifestyle Farm Assets, Motor and Liability.
  • Domestic Cyber cover
  • Travel Insurance 
  • Construction Insurance
  • Renovation Insurance
• Contract Works / Civil Works Insurance
  • Home construction, alteration and extensions.
  • Commerical building construction, alteration and extensions.
  • Civil construction works insurance. 
• Rural – Farming / Lifestyle / Argiculture / Horticulture Insurnace 
  • Buildings – Sheds, Woolsheds, Dairy Sheds, Implements Sheds, Packing Houses, and stalls.
  • Netting and greenhoues.
  • Animals Shelters and Wintering Barns.
  • Minor Farm Buildings
  • Interruption Cover, Loss of Gross Profit, Payroll, Claim Prep, and Additional Costs of Working.
  • Contents/ Machinery, Conveyors, Plant and Tools. 
  • Irrigators, Pumps, Wells, Culvets
  • Machinery Breakdown
    • Pumps and Motors –  Surface and submersible.
    • Switchboards and other Electrical Equipment
    • Control Equipment and Starters
    • Refrigeration Plant
    • Other Machinery
  • Forestry Lots
  • Bulk Fertilisers in the Open
  • Live Hedges and Shelterbelts
  • Live Plants in a fully enclosed building
  • Livestock Death
  • Farm Dogs
  • Specified and Unspecifed Animals.
  • Liquidation and Receivership Protection
  • Frozen Semen, Dog Food
  • Fences, Sheep and Catlle Yards
  • Utilities
  • Failure of Dairy Company to Collect
  • Bridges
  • Milk Cover, Produce, Feed. Refrigerated Goods and deterioration of Refrigerated Goods.
  • Money
  • Livestock Worry
  • Liability Insurance
  • Governance Liability 
  • Cyber Cover
  • Houses, Contents, and accommodation.
  • Transit, export and local. Container and other.
  • Tree and Vine covers
  • Crop Insurance
  • Light or Heavy Vehicles, and Mobile Plant
    • Cars, Vans, Trailers, Motorbikes, Implements, Agricultural Machines, Trucks, diggers, tractors, picking platforms and cherry pickers.
    • Contractors Mobile Plant, Trucks and Trailers.
• Business/Commercial, Industrial, Public or Association
  • Business/commercial Vehicles •
  • Mobile Plant
  • Material Damage – Buildings, contents/plant/equipment, stock
  • Refrigerated Goods
  • Customers / Suppliers goods not otherwise insured
  • Machinery Breakdown Cover •
  • Business Interruption
    • Loss of rents, loss of profits, additional costs •
  • Business Interruption due to loss to Mobile Plant
  • Contract Works (domestic, commercial or civil works)
  • Public and Products Liability
    • Defective workmanship / property worked on cover
    • LBP Coverage
  • Statutory Liability
  • Employer’s liability
  • Carrier’s Liability
  • Cargo Insurance
  • Container liability
  • Design and certification Liability
  • Asbestos Liability
  • Environmental Liability
  • Office Bearer’s Liability (Body Corporate Liability)
  • Trustees Liability
  • Liability for Medical Malpractice
  • Trade Credit Insurance
  • Lawsafe
  • Terrorism
  • Taxation Investigation
  • Professional Indemnity
    • Negligent Act, error, or omission 
    • Civil
  • Cyber Cover and Liability
  • Management Liability
    • Directors and Officers
    • Fidelity or Crime
    • Internet Liability
    • Defence Costs
    • Employment disputes / employment practices liability
    • Workplace accident
  • Associations Liability
  • Travel Insurance
  • Consequential Loss
  • Information Technology – Tech Liability, civil
  • Bailees Liability (storage for reward)
  • Product Recall – Special cover for food and beverage business.
  • Boiler explosion
  • Clinical Trials
  • Defamation
  • Multi Year Construction Risk 
  • Seedsmen’s Liability
  • Structural Defects
  • Contaminated Products
  • Product Recall – Special i.e. food and beverage • Event Cover
• Marine – Commerical 
  • Commercial Marine Hull
  • Fishing Insurance
  • Marine gear and Liability
  • Ship repairer’s Liability / Marine repair
  • Boat Builders’ Cover
  • Private boat, jet boat, jet ski
  • Protection and Indemnity (P&I) Insurance
• Aircraft
  • Aviation Hull and 3rd party liability
  • Aviation, Aviation care, custody or control, and Aviation Liability
  • Hangar keeper’s Liability
  • Aviation Liability