Covers and Products we can advise on:

Life and Health Cover (Life type risk):


  • Untimely death (Life Cover)
  • Suffering specified serious illnesses or Specific Events (Trauma Cover)
  • Suffering a permanent disability (TPD – unable to work ever again cover)
  • Loss of income through sickness or disability (Income Protection – Loss of Earnings)
  • Needing timely hospital or specialist treatment (Medical Insurance)
  • Cancer Cover (Lump Sum)
  • Cancer Treatment and Investigation Cover
  • Funeral Cover
  • Redundancy Cover
  • Mortgage Protection Insurance and other debt protection
    • Disability – Mortgage Repayment Cover
    • TPD Cover
    • Life Cover 
    • Trauma Cover
    • Redundancy Cover


  • Business disability products
  • Debt protection cover
  • Business key person cover (Death, trauma, total disablement), and disability, medical
  • Shareholder protection insurance ie Shareholder buy out covers
  • Succession insurance ie farm or business succession
  • Group insurance ie for businesses

Fire and General Cover:

Domestic Insurance

  • House and Contents
  • Rental Property Cover
  • Landlords’ Liability
  • Private Vehicle
    • Vehicle Loss of Use
    • Roadside Assistance
    • Glass Cover
  • Private Boat
  • Jet Ski
  • Trailer
  • Motor bikes
  • Classic/vintage vehicles
  • Farm and Lifestyle Block
  • Domestic Cyber
  • Travel Insurance

Commercial or Public Association

Common Covers 

  • Business Vehicles
  • Mobile Plant
  • Material Damage – Buildings, Contents/Plant/Equipment, Stock
  • Refrigerated Goods
  • Customers / Suppliers Goods Not Otherwise Insured 
  • Machinery Breakdown Cover
  • Business Interruption
  • Business Interruption Due to Loss to Mobile Plant
  • Contract Works – Builders Full Risk Insurance
  • Civil Contract Works
  • Public and Products Liability
    • Defective Workmanship /Property worked on Liability
  • Statutory Liability
  • Employer’s Liability
  • Professional Indemnity
  • Cyber Cover and Liability
  • Management Liability
    • Directors and Officers
    • Fidelity or Crime
    • Internet liability
    • Defence Costs
    • Employment Disputes / Employment Practices Liability
  • Workplace Accident
  • Associations Liability
  • Travel Insurance
  • Consequential Loss
  • Information Technology – Tech Liability 

Specialist Covers 

  • Design liability
  • Asbestos Liability
  • Environmental Liability
  • Office Bearers Liability (Body Corporate Liability)
  • Trustees Liability
  • Liability for Medical Malpractice
  • Bailees Liability
  • Clinical Trials 
  • Defamation
  • Multi Year Construction Risk
  • Seedsmen’s Liability
  • Structural Defects
  • Contaminated Products 
  • Product Recall – Special ie Food and Beverage 


  • Commercial Marine Hull
  • Marine gear and Liability
  • Ship repairer’s liability/Marine repair
  • Boat builders’ cover
  • Aviation, Aviation care, custody or control, and Aviation Liability
  • Private boat, jet boat, jet ski

For Example

(Click on any of the follow insurances for more information)

Medical insurance / Private Medical cover

Life Insurance  and  Family Protection (Monthly life cover)

Total Permanent Disablement Cover

Trauma Cover

Income protection

Premium Wavier cover

Health Insurance

Mortgage Protection

Family Protection (Monthly life cover)

Home and Contents

Car, Boat

Rental Property Covers

Farm or lifestyle block Insurance

Business or Commercial Insurance

Public Liability, buildings, tools, vehicles, fleets, business interruption etc

Contact us if you wish to book a time to discuss products with Kane Woodward on 0275333444 or the office on 0800822122